@O'louth:
Without having to post spoilers and ruin it for everyone.
It has absolutely nothing to do with the scripts, but rather yourself. You either become overeager, taking unnecessary chances to get the last exp for your level. Or you become overly careful, and therefore everything seems far more dangerous than it actually is.
Then, once you have leveled, the reason for death is most often overconfidence, or the fact that you become so eager to try out your new spells / feats, that you underestimate the danger you are facing…
+1