My first character was an elf engineer called Jenasto. He almost reached level 5, twice!
One of his unfortunate encounters was with the NPC in the Three Bars who was later known as Lady Marigold. Yeah, we've all been there. We've all thought 'Ooh, they wouldn't possibly put a killer NPC in a public house on a PvP server'.
Turns out, of course, that they did. And she's still my fave NPC :)