When your stat is 12 then you corresponding secondary skill correctly get the modifier and is 1. But if your stat is 10 then your corresponding skill will be 5 instead of 0. If your stat is 8 then you corresponding skill will be 4 instead of 1.

RE: CoASS default points distribution and amount of points granted

Ant Quest
This quest gives some AWESOME gold, but unfortunately it's super duper easy.
Fortunately, this isn't the fault of weak mobs, just a lack of them! Tripling or even quadrupling the number of ants that spawn would fix this problem immediately.So, please at least triple the number of ants that spawn.